Terms and Conditions

By accessing or using the Aneka Grandison Agency website, services, forms, quote request systems, appointment scheduling tools, and communication platforms, you agree to be bound by these Terms and Conditions.

If you do not agree with these terms, please discontinue use of the website and services.

No Insurance Coverage Is Bound Through This Website

Information submitted through this website does not constitute:

An insurance binder

Proof of insurance

Policy issuance

Coverage approval

Insurance coverage becomes effective only after confirmation by the applicable insurance carrier and completion of all required underwriting and payment requirements.

Quote Requests

Insurance quotes provided through our website or agency are estimates based on information supplied by the applicant.

Final premiums, eligibility, coverage availability, and underwriting decisions are determined by the insurance carrier.

Quotes are subject to change without notice.

Accuracy of Information

You agree to provide complete, truthful, and accurate information when submitting:

Quote requests

Contact forms

Appointment requests

Insurance applications

Providing inaccurate or misleading information may affect eligibility, pricing, or coverage availability.

No Professional Advice

Information contained on this website is provided for general informational purposes only.

Content should not be considered:

Legal advice

Tax advice

Financial advice

Investment advice

Users should consult qualified professionals regarding their individual circumstances.

Intellectual Property

All website content, including:

Text

Graphics

Logos

Images

Videos

Design Elements

Downloads

are the property of Aneka Grandison Agency or its licensors and are protected by applicable intellectual property laws.

Unauthorized reproduction, distribution, or modification is prohibited.

Website Availability

We strive to maintain uninterrupted website access but do not guarantee that the website will always be available, secure, or error-free.

We reserve the right to modify, suspend, or discontinue portions of the website without notice.

Limitation of Liability

To the fullest extent permitted by law, Aneka Grandison Agency shall not be liable for:

Direct damages

Indirect damages

Incidental damages

Consequential damages

Lost profits

Data loss

Business interruption

arising from the use of or inability to use the website or services.

Third-Party Services

Our website may utilize third-party platforms and service providers, including:

Appointment scheduling software

Customer communication systems

Insurance carrier systems

Payment processors

Marketing platforms

We are not responsible for the availability, policies, or practices of third-party services.

SMS Terms

By providing your phone number and opting into SMS communications, you agree to receive text messages regarding:

Quotes

Appointments

Customer service

Policy-related updates

Message frequency varies.

Message and data rates may apply.

Reply STOP to opt out.

Reply HELP for assistance.

Consent to receive text messages is not a condition of purchasing insurance products.

User Conduct

Users agree not to:

Submit false information

Attempt unauthorized access

Interfere with website operations

Upload malicious software

Use the website for unlawful purposes

Violation of these terms may result in restricted access and legal action where appropriate.

Indemnification

You agree to indemnify and hold harmless Aneka Grandison Agency, its employees, representatives, partners, and affiliates from any claims, damages, liabilities, costs, or expenses arising from your use of the website or violation of these Terms.

Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of Texas without regard to conflict of law principles.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time.

Updated versions will be posted on this website with the revised effective date.

Continued use of the website constitutes acceptance of any revised terms.

Contact Information

For questions regarding these Terms and Conditions, please contact:

Aneka Grandison Agency

Phone: (512) 216-3310

Email: [email protected]